Inchcape’s vast experience in financial services over many decades means we can
arrange very competitive finance packages to help you buy the car you want in
the way that suits you best.
Hire Purchase is still the most popular way of spreading the cost of your car.
Just decide how much you want to borrow (you don’t even need to pay a deposit)
and repay with fixed monthly payments over any period up to 60 months. At the
end of the contract the car is yours!
Features
Fixed repayments
At the beginning of the agreement, both the amount you pay every month, and
the repayment period, is fixed and will not change… great for budgeting!
Fixed interest
Even if interest rates go up, the interest rate on your finance repayments
will not be affected
Flexible payments terms
Choose any period from 12 months to 60 months to suit your budget. You work
out what you want to pay each month and we’ll work out how many months to repay
it over to get you into your ideal car.
Peace of Mind
You have the option to protect your payments in the event of you not being
able to work through sickness, accident or unemployment, or the full balance
paid off in the event of death. You also have the option to take a ‘Gap’ policy
which, in the event of your car being written off, will protect any shortfall
between your insurance payout and
the original invoice price.
Finance example
The following example is based on a 3dr hatch and is for illustration purposes
only. Please note that rates may vary; for an up to date quotation please
contact us.
Cash price on the road*
£7,295
|
Deposit
£500
|
Advance
£6,795
|
Period of agreement (months)
60
|
First monthly payment**
£278.25
|
58 monthly payments
£138.73
|
Final monthly payment***
£233.73
|
Total amount payable
£9,058.80
|
TYPICAL APR
9.9%
|
*Includes VAT, delivery charge, number plates, one year’s road fund licence
and first registration fee.
**Includes £140 acceptance fee.
***Includes £95 credit facility fee.
For further information simply ask for a quotation when you enquire
about your vehicle. We are a licensed credit broker and written quotations are
available on request. Note that all finance is subject to status and
indemnities may be required.
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Inchcape Retail Limited is authorised and regulated by the Financial Services Authority in respect of insurance mediation activities only.
Inchcape Retail Limited, Registered in England and Wales No. 194561.
Registered Office:
Suite 3, Building 8,
Croxley Green Business Park,
Hatters Lane, Watford,
Hertfordshire WD18 8PY